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Debt-to-Income Calculator
Calculate your front-end and back-end DTI ratios. Most lenders require back-end DTI below 43%.
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$
Principal + Interest + Tax + Insurance
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Car, student loans, credit cards
Front-End DTI (housing only) —
Guideline: ≤ 28%
Back-End DTI (all debts) —
Guideline: ≤ 43% (FHA allows up to 50%)
Monthly Payment Calculator
Calculate your principal and interest payment with a full amortization schedule.
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%
yrs
Monthly Payment
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Total Payment
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Total Interest
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Month Payment Principal Interest Balance
Affordability Calculator
Find the maximum loan amount you qualify for based on your income, debts, and interest rate.
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$
%
yrs
%
FHA allows up to 50%
Max Loan Amount
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Max Monthly Payment
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DTI Used
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Loan-to-Value Calculator
Calculate your LTV ratio and find out if PMI (Private Mortgage Insurance) is required.
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$
LTV Ratio
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Down Payment
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PMI Required
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